Last updated: June 2026
By using Owed? you agree to these terms. Owed? is a personal tool for tracking money owed between you and other people. It is a record-keeping app — it does not move, lend, or transfer money.
You're responsible for keeping your account secure and for the accuracy of the data you enter. Don't use Owed? for anything illegal.
Pro is a one-time payment that unlocks extra features. Payments are handled by Stripe. If something goes wrong with your purchase, contact us and we'll make it right.
Owed? is provided “as is.” We do our best to keep it working and your data safe, but we can't guarantee it will always be available or error-free. Owed? is a tracking aid, not financial or legal advice.
Questions? Email app.owed@gmail.com.