Know exactly who owes you, always.
For one-to-one debts, not group expenses.
Owed? is the no-fuss way to track money people owe you. Add a person, log what they owe, record payments. That's it.
Total owed
$342.50
People
3
Overdue
1
Made for everyday situations
The parts a notes app can't do
One payment, many debts
Someone hands you $20 against five separate things. Record it once and Owed? clears the oldest first, handles partial coverage, and marks what's settled.
A link, not an app
Send a live balance. They see what they owe, tap PayPal, Venmo or Cash App with the amount filled in, and report the payment back. No account, no install on their end.
Debts that grow on schedule
Fronted someone a 4-payment plan? The balance rises as each installment comes due instead of landing all at once.
Why Owed? and not a spreadsheet?
Most money tools are built for splitting group bills, or they aren't built for this at all. Owed? does one thing well: tracking who owes whom between two people.
Subscription split apps
- Built for group trips and shared bills
- A monthly fee for basic features
- Overkill for a simple 'you owe me'
A notes app or spreadsheet
- You do the math by hand
- No reminders, easy to forget
- No payment history or proof
Owed?
- Built for one-to-one debts
- One-time price, no subscription
- Automatic balances, pay buttons, and a link that works both ways
Subscriptions add up. This one doesn't.
Owed? Pro is a single $9.99 payment. Here is what a typical $4.99/month app costs over the same stretch of time.
No renewals, no price hikes, and your data stays yours if you never pay again.
No lock-in, no surprises
Why I built Owed?
I'm a college student, and I'm frequently lending money to friends and family. I could never keep track of who paid me back, and asking for it felt awkward. Other apps were overkill for me and kept locking basic things behind a subscription, so I built the simple tracker I actually wanted: add a person, log what they owe, and always know where you stand.
I work on Owed? regularly and read every suggestion that comes in. Pro is a one-time payment, never a subscription, and your data is always yours to export.
Ready to stop guessing?
Free to use. No credit card. Works on web and mobile.
Create your free account