Know exactly who owes you, always.
For one-to-one debts, not group expenses.
Owed? is the no-fuss way to track money people owe you. Add a person, log what they owe, record payments. That's it.
Total owed
$342.50
People
4
Overdue
1
Made for everyday situations
Built for simplicity
Track in seconds
Add a person and record what they owe in under 30 seconds. No group setup required.
See who owes what
Your dashboard shows every person's balance at a glance. No mental math ever.
Private to you
Your data is secured to your account only. Nobody else can see it.
Why Owed? and not a spreadsheet?
Most money tools are built for splitting group bills, or they aren't built for this at all. Owed? does one thing well: tracking who owes whom between two people.
Subscription split apps
- Built for group trips and shared bills
- A monthly fee for basic features
- Overkill for a simple 'you owe me'
A notes app or spreadsheet
- You do the math by hand
- No reminders, easy to forget
- No payment history or proof
Owed?
- Built for one-to-one debts
- One-time price, no subscription
- Automatic balances, reminders, and shareable links
No lock-in, no surprises
Why I built Owed?
I'm a college student, and I'm frequently lending money to friends and family. I could never keep track of who paid me back, and asking for it felt awkward. Other apps were overkill for me and kept locking basic things behind a subscription, so I built the simple tracker I actually wanted: add a person, log what they owe, and always know where you stand.
I work on Owed? regularly and read every suggestion that comes in. Pro is a one-time payment, never a subscription, and your data is always yours to export.
Ready to stop guessing?
Free to use. No credit card. Works on web and mobile.